The Connecticut Housing Finance Authority (CHFA) is committed to assisting Connecticut individuals and families achieve and sustain their dream of homeownership for a lifetime. To that end, we offer a variety of competitive mortgage programs, designed especially for first-time homebuyers, as well as loan programs designed for homeowners facing financial hardship. In partnership with HUD-approved housing counseling agencies throughout the state, we provide free education and counseling services for homeowners in crisis as well.